Banking, built in.
Open FDIC-insured accounts through our partner banks, issue cards and move money — right where you already get paid. No separate bank, no waiting on transfers.
One account. Every bucket you need.
Payouts settle straight into your Settld account. Split it into sub-accounts for each fund, location, project or tax reserve, and automate the rules that sort money as it arrives.
- FDIC-insured through partner banks, up to applicable limits
- Unlimited sub-accounts with their own account numbers
- Auto-sweep rules: by fund, by percentage or by amount
- Role-based permissions and dual approvals
Cards for every team, with guardrails.
Issue physical and virtual Visa® debit cards in seconds. Set limits by card, team or category, require receipts, and freeze a card with one tap.
- Instant virtual cards, physical cards in days
- Spend limits by card, merchant category or day
- Receipt capture and memo requirements
- Apple Pay and Google Pay ready
Move money at the speed of business.
Every rail in one place, with approvals, scheduling and a reconciled record of every dollar.
Instant payouts
Move card and giving volume into your Settld account in minutes, any day of the week.
ACH & same-day ACH
Send and receive ACH, pull funds from external accounts and pay vendors in batches.
Domestic wires
Send wires with dual approval for large payments like payroll, rent or construction draws.
Bill pay
Upload a bill, route it for approval and pay by ACH, wire or mailed check.
Book transfers
Move money between sub-accounts or to other Settld customers instantly, 24/7.
Statements & 1099s
Bank statements, giving statements and tax documents generated automatically.
Funding based on how you actually run.
Settld sees your real payment and banking history, so offers are fast and fair. Repay as a share of daily sales — or, for churches, on a fixed schedule tied to giving.
- Merchant cash advances and flexible loans
- Pre-qualified offers inside your dashboard
- Building-campaign bridge financing for churches
- No hard credit pull to see an offer
Offer banking under your brand.
Software platforms, denominations and agent networks can launch accounts, cards and money movement for their own customers — on Settld's rails, with your name on the card.
For denominations
Give every member church its own fund accounts and cards, with network-level reporting.
For software platforms
Embed accounts and cards inside your product and earn interchange and deposit revenue.
For agents & ISOs
Bundle banking with payments to win and keep merchants — and earn on both.
Compliance handled
KYC, KYB, monitoring and partner-bank oversight built in from day one.
Banking services are provided by our partner banks, Members FDIC. Settld is a financial technology company, not a bank.
Talk to our teamBanking, explained.
No. Settld is a financial technology company. Banking services are provided by our partner banks, Members FDIC, and deposits are FDIC-insured up to applicable limits.
No monthly account fees and no minimum balance. Wires and some expedited services carry a per-transaction fee, listed on our pricing page.
Yes. You can pay out to any external account. Most customers keep their current bank and use Settld for operating funds, designated funds and cards.
Bank where you get paid.
Open a Settld account in minutes, or talk with us about launching banking for your own customers.
- Free migration
- No long-term contract
- Live in days, not months
Every Settld statement, receipt and certificate carries the seal.