Money in.
Money out.
Settled.
The payments and embedded banking platform behind every kind of organization — from a new storefront to a high-risk merchant to a growing church. One set of rails, one ledger, one team.
Funds land in your Settld operating account
One company.
Two products.
Settld runs one set of payment and banking rails. Kingdomby settld puts them to work for churches and ministries. settldpay puts them to work for every business, from day one to enterprise scale. Same platform, same ledger, same team.
settldpayLaunch — get approved in 7 seconds.
The new-business option inside settldpay. Board instantly with competitive flat-rate pricing, next-day funding and banking built in, then move up to settldpayScale as you grow.
Whatever you process,
we price it lower.
Pick your current processor and monthly volume. We’ll show your all-in rate today, your Settld rate and what the difference is worth over three years — built on published pricing, not guesswork.
lower than flat-rate apps
lower on enterprise interchange-plus
monthly volume modeled
processors compared
Everything between the first sale
and the final balance.
The same six capabilities power both products, on one merchant record, one ledger and one login. Use one, or use them all.
Accept
Tap to pay, smart terminals, hosted checkout, payment links, invoices and subscriptions across cards, ACH and wallets.
Authorize
Smart authorization tunes every payment by card, BIN, ticket size and risk, and retries soft declines automatically to lift approvals.
Give
Embedded giving forms, text-to-give, kiosks, recurring gifts and campaigns — with Apple Pay and Google Pay on the first screen.
Bank
FDIC-insured accounts through partner banks, sub-accounts for every fund, debit and virtual cards, ACH, wires and bill pay.
Protect
Fraud screening, 3-D Secure, pre-dispute alerts and card updater — so fewer chargebacks and failed renewals reach your books.
Ledger
Every authorization, fee, refund, payout and deposit matched automatically. Close the books in minutes, not days.
standard payouts, with instant payouts to your Settld account
interchange-plus pricing with a published markup on settldpayScale
to complete a first-time gift on Kingdomby settld
ledger for payments, giving and banking — fully reconciled
Your money lands where you run.
Every Settld account comes with banking built in. Payouts settle into an FDIC-insured account through our partner banks, ready to spend with cards, pay with ACH or move by wire — no waiting, no transfers.
- Unlimited sub-accounts for funds, locations or projects
- Physical and virtual Visa® debit cards with spend controls
- Same-day ACH, wires, bill pay and instant payouts
- Capital offers based on your processing history
Paid in full.
In accounting, a double rule marks the final balance — the books are closed. Two thousand years ago, a single Greek word was written across receipts to mean the very same thing: tetelestai, “it is finished” (John 19:30).
We built Settld on that idea. Every sale, every gift, every dollar — accounted for, cleared and complete.
An API your team will enjoy.
Charge a card, create a giving page or open a bank account in a single call. REST and JSON, idempotent requests, webhooks for every event, and a full sandbox.
- Embedded giving and checkout components
- Accounts, cards and money movement APIs
- Sub-merchant onboarding for software platforms
# Charge a card with smart authorization
curl https://api.settldpay.com/v1/payments \
-u sk_live_••••: \
-H "Idempotency-Key: 7f3a-91c2" \
-d amount=18900 \
-d currency=usd \
-d retry_soft_declines=true
{
"id": "pay_9Kq2LmX",
"status": "settled",
"network": "settld",
"attempts": 2
}Ready to get settled?
Tell us about your church, nonprofit or business. We'll map your current fees, show you exactly what you'd save, and move your givers or customers over for you.
- Free migration
- No long-term contract
- Live in days, not months
Every Settld statement, receipt and certificate carries the seal.